How to pay SSS contribution

The Social Security System (SSS) is a mandatory government program in the Philippines that provides social security coverage to Filipino workers.

Regular SSS contributions are essential for availing benefits such as sickness, maternity, disability, retirement, and death benefits.

This guide will help you through the process of paying your SSS contributions.

What is SSS Contribution?

SSS contribution is a mandatory amount deducted from an employee’s salary or paid by a self-employed individual to the Social Security System.

The contribution amount varies based on your monthly salary credit.

The SSS contribution rate is 12% of your monthly salary credit, shared equally by you and your employer.

The minimum and maximum monthly salary credit are adjusted periodically.

You can check the current salary credit table on the SSS website.

SSS contributions are generally paid monthly.

However, self-employed individuals and voluntary members may opt for quarterly or annual payments.

You can check your SSS contribution history through the following methods:

Online SSS Member Portal: Register and log in to the SSS Member Portal to view your contribution history.
SSS Mobile App: Download the SSS Mobile App and access your contribution information.
SSS Branches: Visit any SSS branch and request a contribution history statement.

Paying your SSS contribution online is convenient and efficient. Here’s how:

Register for an SSS Member Portal account.
Log in to your account and select the “Pay Contribution” option.
Enter the required information, such as the period covered by the payment.
Choose your preferred payment channel (online banking, debit card, or credit card).
Follow the payment instructions to complete the transaction.

If you prefer to pay your SSS contribution over the counter, you can do so at the following authorized payment centers:

SSS Branches: Visit any SSS branch and pay your contribution using cash or check.
Authorized Collecting Agents: These include banks, convenience stores, and other authorized outlets.

Failure to pay your SSS contribution can result in penalties and interest charges.

Additionally, you may not be able to avail of SSS benefits.

It’s important to maintain a good contribution record to enjoy the full advantages of the program.

If you have a good contribution record, you may be eligible for an SSS loan.

You can apply for an SSS loan online through the SSS Member Portal or by visiting an SSS branch.

The loan amount and terms depend on your salary credit and contribution history.

SSS members are entitled to various benefits, including: